Guide

Basic principles of a community based on solidarity

In changing times, the German social system has been able to adapt successfully to evolving conditions including the requirements set by the European Union. German social insurance as a core element of our social system is based on principles that form the necessary framework for our general need for social security. One of the key principles is the solidarity principle: the risks to be insured are always borne by the entire community of insured persons. Overview of basic principles >>

German social insurance - yesterday and today

In the Federal Republic of Germany the majority of people are protected from life's major risks by the German social insurance system. The cornerstone of this wide-ranging social system was laid some 130 years ago, for the first time legally anchoring the right of all employees to a secure existence. Introduction to German social insurance >>

The five branches of social insurance

Personal freedom requires social security. Only with a wide-ranging social network firmly in place can people freely develop their individual talents and abilities. German social insurance is based on five branches: unemployment insurance, pension insurance, health insurance, accident insurance and long-term care insurance. Overview of the five branches >>