German Social Insurance

Basic principles of a community based on solidarity

In changing times, the German social system has been able to adapt successfully to evolving conditions including the requirements set by the European Union. German social insurance as a core element of our social system is based on principles that form the necessary framework for our general need for social security. One of the key principles is the solidarity principle: the risks to be insured are always borne by the entire community of insured persons. Overview of basic principles >>

German social insurance today

German social insurance is a statutory insurance system, which plays a predominant role in Germany's overall social security. Based on the solidarity of the community of the insured, it provides effective financial protection against the major life risks and their consequences, including illness, unemployment, old age, industrial accidents and the need for long-term care. Social insurance guarantees a stable standard of living for every individual >>